Predica’s new accidental death insurance range: enhanced guarantees and more services

October 1 2010

Predica, subsidiary of Crédit Agricole Assurances, has expanded its range of accidental death insurance products. It now proposes a streamlined, open-ended offering with benefits and services to protect the policyholder’s relatives in the event of death or permanent total disability. 

Distributed through the Crédit Agricole Regional Banks1 network , the new offering comprises three policies tailored to the differing needs of Predica’s customers:

  • Garantie Décès Solution Couple: this innovative single policy covers both partners (married, common law or civil union) and offers greater protection to their family, with a guaranteed benefit ranging from €20,000 to €50,000. 
  • Garantie Décès: an individual contribution for unmarried men and women or single parent families, with a guaranteed benefit ranging from €20,000 to €100,000.
  • Valeur Prévoyance Plus: an enhanced policy with a guaranteed benefit ranging from €101,000 to €3,000,000.

In all cases, policyholders are free to choose the guaranteed benefit  – which is entirely tax-free when paid out ? according to their needs or the premiums they wish to pay. If their personal situation changes, they can modify the policy by changing the beneficiary or beneficiaries, the amount of benefit or the frequency of premium payments. In addition, the policyholder’s relatives are entitled to 50 hours’ of services, including phone assistance with administrative formalities, house cleaning, and tuition support, to be used within two months’ of the policyholder’s death.

1The product is currently available in fifteen or so Crédit Agricole Regional Banks in France. Distribution is currently being extended nationwide.

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PR Prédica-New accidental death insurance range 01-10-2010