“Mon Assurance Décès” Crédit Agricole Assurances launches its new death and personal protection plan
Crédit Agricole Assurances is pleased to unveil “Mon Assurance Décès”, a unique death and personal protection plan to suit all market segments (individuals, high-net-worth customers, the self-employed and farmers).
Personal protection is a core focus at Crédit Agricole Group, with a broad range of cover for customers, their families and their assets. With this new solution, Crédit Agricole Assurances has simplified the customer experience, introducing digital journeys.
A fully tailored solution that includes:
- Guaranteed death benefits starting from €30,000 and up to €6 million;
- Acceptance of applications up to the age of 75 and death cover up to the age of 85;
- The possibility of staggering payments to the beneficiaries (children aged under 25);
- An immediate online or in-branch acceptance procedure based on the results of a simplified health questionnaire, for amounts up to €400,000 and people aged 45 years and under;
- A simulation tool for financial advisors to offer tailored advice and come up with the right solution for each customer;
- Optional cover that includes a supplementary payout for accidental death and assistance cover.
The assistance option includes 18 services to support surviving dependants in the 12-month period following the death of the policyholder. A single point of contact is assigned to surviving dependants to arrange a wide range of services, drawing on the expertise of various Crédit Agricole Assurances partners:
- Previseo, a Crédit Agricole Assurances subsidiary, which can provide support relating to funeral services;
- Via Vita, a Crédit Agricole Assurances subsidiary, which can provide home help services (cleaning, childminding, repairs, etc.);
- Europ Assistance, which can provide a wide range of social care and psychological care services, as well as personalised support services for children.
“Personal protection is key focus for us, as it meets a universal need for our customers to protect themselves, their family and their assets. Our bancassurance model and the close ties that our advisors forge with their customers bring a very personal touch to their relationship, which is so important when broaching such difficult topics. “Mon Assurance Décès” is a straightforward and clear solution to help our customers prepare for such events”, explains Alain Roussel, Deputy Director in charge of borrower protection plans at Crédit Agricole Assurances.
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