Closing act of the CAA Assurances “Innov & Act” Challenge

January 2 2023

The first CAA Innov & Act start-up challenge ended on 25 November with the pitch party and prize-giving ceremony, which rewarded the three winners chosen for the quality of their projects: Alphonse in first place, Neuroprofiler in second place (the Jury’s choice) and Buddy in third place (the public’s choice).

After a two-month call for applications, 48 start-ups submitted a project on the theme of retirement planning (awareness and onboarding, developing a retirement project, transition to retirement). The CAA expert mentors (Collective Insurance, Individual Retirement Savings, Spirica, Transformation/IS Division, Strategy, and Compliance) analysed the applications, met the most interesting applicants, and finally selected 11 finalists.

Closing act of the CAA Assurances "Innov & Act" Challenge

On 24 November, these finalists, assisted by their CAA mentors, perfected their projects in our LE44 lab. Employees also had an opportunity to meet the start-ups at a forum organised on the same day. On the morning of 25 November, the teams put the finishing touches to their presentations. In the afternoon, each start-up co-pitched its project with its mentor to a Jury chaired by Philippe Dumont.

Presentation of the 11 competing start-ups:


Buddy is an application that aims to give young people (18 – 30 age group) all the knowledge they need to enter adulthood with confidence.


The EDUprofiler is a fun financial education platform designed to help people optimise their retirement planning.


With its gamified questionnaires incorporating the latest behavioural finance developments, Odonatech analyses each customer’s financial personality and preferences to help them move from intention to action with regard to their retirement.

Carnet de Retraite

Carnet de Retraite is a retirement booklet designed along the lines of a personal health record that can help all French people prepare for their retirement in a holistic manner.


For the past six years, Alphonse and its two digital pathways have been helping seniors aged 55 and over to understand, prepare for and enjoy their retirement.

Izi Family

Powered by a natural-language universal rule engine, Izi Family is an administrative companion that diagnoses future retirees’ situations and offers them step-by-step guidance on how to complete all the necessary administrative procedures.


Jubiliz offers future retirees a 100% remote support solution designed to help them enjoy a stress-free end to working life and plan for a fulfilling retirement in line with their ambitions.

My Jugaad

This social and solidarity-based company offers retired, disabled or vulnerable people dedicated assistance with their relocation plans or for implementing their home-adaptation projects.


Neoexpat proposes a global digital international mobility solution for retirees addressing their key concerns (health, taxation, inheritance, etc.).


Based on the open banking concept, Smartpush recommends bespoke offerings that enable customers to make significant savings on their main items of expenditure but also in their daily lives.


With its Retirement Info bot, Zaion provides immediately accessible information, available 24/7, to help customers prepare for, develop and make the most of their retirement.