{"id":12432,"date":"2025-12-08T09:40:00","date_gmt":"2025-12-08T08:40:00","guid":{"rendered":"https:\/\/www.ca-assurances.com\/publication\/credit-agricole-assurances-annonce-les-nominations-de-severine-tourtois-au-poste-de-directrice-epargne-retraite-individuelle-et-de-jean-luc-francois-en-qualite-de-secretaire-general\/"},"modified":"2025-12-08T12:06:57","modified_gmt":"2025-12-08T11:06:57","slug":"credit-agricole-assurances-annonce-les-nominations-de-severine-tourtois-au-poste-de-directrice-epargne-retraite-individuelle-et-de-jean-luc-francois-en-qualite-de-secretaire-general","status":"publish","type":"publication","link":"https:\/\/www.ca-assurances.com\/en\/publication\/credit-agricole-assurances-annonce-les-nominations-de-severine-tourtois-au-poste-de-directrice-epargne-retraite-individuelle-et-de-jean-luc-francois-en-qualite-de-secretaire-general\/","title":{"rendered":"Cr\u00e9dit Agricole Assurances announces the appointments of S\u00e9verine Tourtois as Director of Individual Retirement Savings and Jean-Luc Fran\u00e7ois as General Secretary"},"content":{"rendered":"\n<p><strong>Cr\u00e9dit Agricole Assurances, the no. 1 insurer in France and no. 1 bancassurer in Europe, is announcing the appointments of S\u00e9verine Tourtois as Director of Individual Retirement Savings, effective 8 December 2025, and Jean-Luc Fran\u00e7ois as General Secretary, effective 2 January 2026.<\/strong><strong><\/strong><\/p>\n\n\n\n<p><strong>S\u00e9verine Tourtois<\/strong> has over 30 years\u2019 experience in several of the Cr\u00e9dit Agricole Group\u2019s business lines, including Insurance and Retail Banking, and has held various responsibilities, notably in the financial, risk, marketing, credit and savings functions. She most recently held the position of Chief Financial and Banking Officer of the Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes Regional Bank, before being appointed Director of Customer Service Divisions in 2025.<\/p>\n\n\n\n<p>Her expertise, in-depth knowledge of the Group and commitment will be major assets in accelerating the development of individual pension savings activities, a key focus of Cr\u00e9dit Agricole Assurances\u2019 new corporate project. This mission, carried out in line with Cr\u00e9dit Agricole\u2019s Savings strategy, and in close collaboration with partner banks, Cr\u00e9dit Agricole\u2019s Regional Banks and LCL, aims to reinforce the Group\u2019s leading position in this high-stakes market. As part of her duties, S\u00e9v\u00e9rine Tourtois will also succeed Jean-Luc Fran\u00e7ois as Chairman of the Board of Directors of Spirica, a Cr\u00e9dit Agricole Assurances insurance company working outside bancassurance (Internet partnership and independent wealth management advisers).<\/p>\n\n\n\n<p><strong>S\u00e9verine Tourtois <\/strong>began her career in 1995 at Cr\u00e9dit Agricole SA as a management accountant. In 2002, she joined PREDICA as head of the Activity and Results Analysis department, going on to take the helm of the Management Control Department in 2007. In 2011, she joined the Charente P\u00e9rigord Regional Bank as Chief Financial Officer in charge of steering, risk and credit, and was appointed Director of Marketing, Communication and Insurance in 2017. Since September 2020, she has worked at Caisse R\u00e9gionale Sud Rh\u00f4ne Alpes, first as Chief Financial and Banking Officer and then as Director of Customer Service Divisions. S\u00e9verine Tourtois holds a Master of Arts in Management Sciences from Kedge Business School Marseille, supplemented by a D.E.C.F. diploma in Accounting and Financial Studies. She also holds an Executive Certificate in Marketing &amp; Digital from HEC.<\/p>\n\n\n\n<p>***<\/p>\n\n\n\n<p>Following the retirement of <strong>Bruno Moatti<\/strong>, <strong>Jean-Luc Fran\u00e7ois<\/strong> takes over as Head of the General Secretariat. He will supervise Cr\u00e9dit Agricole Assurances\u2019 Legal, Compliance, Public Affairs and Strategy Departments, as well as its Corporate Project. His duties will include overseeing governance and representing Cr\u00e9dit Agricole Assurances with market and regulatory bodies. His extensive experience in personal insurance, across a diverse set of insurance environments, as well as his in-depth knowledge of economic, financial and regulatory aspects, will be major assets in supporting the new strategic directions of Cr\u00e9dit Agricole Assurances and strengthening its adaptation to the key challenges facing the sector.<strong><br><\/strong><\/p>\n\n\n\n<p><strong>Jean-Luc Fran\u00e7ois<\/strong> began his career in 1989 in Japan at the Corporate Finance and Strategy Department of the Rh\u00f4ne-Poulenc group. In 1991, he joined the pharmaceutical company Roussel Uclaf (Aventis group), where he held various positions, including as economic analyst, management controller, and then as assistant to the CEO. In 1996, he joined the consulting firm McKinsey &amp; Company, where he became a Managing Partner in 2003. He joined Aviva France in 2006 as a member of the Management Board in charge of finance, before being appointed Deputy Chief Executive Officer of the Aviva France group in 2008. In 2011, he joined Cr\u00e9dit Agricole Assurances as Director of International Affairs, before being named Director of Individual Retirement Savings in 2018. Jean-Luc Fran\u00e7ois is a graduate of HEC and holds an MBA in Finance and Corporate Strategy from the Wharton School of the University of Pennsylvania.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dit Agricole Assurances, the no. 1 insurer in France and no. 1 bancassurer in Europe, is announcing the appointments of S\u00e9verine Tourtois as Director of Individual Retirement Savings, effective 8 December 2025, and Jean-Luc Fran\u00e7ois as General Secretary, effective 2 January 2026. S\u00e9verine Tourtois has over 30 years\u2019 experience in several of the Cr\u00e9dit Agricole [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","entite":[101],"caa-theme":[128],"type-publication":[114,136],"class_list":["post-12432","publication","type-publication","status-publish","hentry","entite-credit-agricole-assurances-en","caa-theme-governance","type-publication-nominations-en","type-publication-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dit Agricole Assurances announces the appointments of S\u00e9verine Tourtois as Director of Individual Retirement Savings and Jean-Luc Fran\u00e7ois as General Secretary - Cr\u00e9dit Agricole Assurances - Site Institutionnel Cr\u00e9dit Agricole Assurances<\/title>\n<meta name=\"description\" content=\"Retrouvez les informations institutionnelles de Cr\u00e9dit Agricole Assurances : Presse, Communication financi\u00e8re et investisseurs, actualit\u00e9s du Groupe, recrutement, RSE et m\u00e9c\u00e9nat\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ca-assurances.com\/en\/publication\/credit-agricole-assurances-annonce-les-nominations-de-severine-tourtois-au-poste-de-directrice-epargne-retraite-individuelle-et-de-jean-luc-francois-en-qualite-de-secretaire-general\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit Agricole Assurances announces the appointments of S\u00e9verine Tourtois as Director of Individual Retirement Savings and Jean-Luc Fran\u00e7ois as General Secretary - 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