The Crédit Agricole Assurances group has been successfully exporting the French bancassurance model since 2005. International business has grown exponentially in just four years. The priority objective of the Crédit Agricole Assurances group is to penetrate major markets where it has a retail banking network in place. The Crédit Agricole Assurances group operates in 19 countries in three areas: personal insurance, general insurance and creditor insurance.