Crédit Agricole Assurances, Europe’s leading bank insurer, holds all of the Crédit Agricole Group's insurance entities in France and abroad.


Predica is now the 2nd-biggest life insurer in France. This leading position has been built on the strength of the bank insurance model and the power of our partner networks, especially the Crédit Agricole Regional Banks and LCL. Its position as a leader is driven by a tailored insurance offering
that meets the needs of the customers to protect themselves and their loved ones throughout their lives. For almost 30 years, Predica has always adapted to its environment successfully. The company is now mobilised at the service of Crédit Agricole Group customers to develop insurance solutions in response to major challenges, such as retirement and dependency.

For further information about Predica.


Pacifica is the general insurance subsidiary of Crédit Agricole Assurances and its ambition is to contribute to making the Crédit Agricole Group stand out among its competitors in its customer relations. This is the result of its action in the following areas:

  • Product innovation, with the strong development in 2014 of its new home insurance policy and the launch of a more personalized farming insurance.
  • Process innovation, with all-online services contributing to Crédit Agricole Group’s digital ambition.
  • The quality of claims handling, a precious asset for one million clients in 2014, who were hit hard by natural events. The national roll-out of in-kind compensation continued. The Customer Promoter Score among clients making claims exceeded +38% and 93% of them stated that they were satisfied or very satisfied with handling of their claim. These clients are therefore likely to  recommend the Group as a whole.

For further information about Pacifica.


Caci (Crédit Agricole Creditor Insurance) is the Crédit Agricole Assurances Group subsidiary specialising in creditor protection insurance (CPI) and is a major player in France and Europe, with around 30 partners in 6 countries.
Since its creation in 2008, Caci has been extending its business in partnership with retail banking and specialised financial services companies. Today Caci offers a comprehensive range of products designed to meet the “Financial Protection” needs of its customers and partners.

For further information about Caci.


Caagis (Crédit Agricole Assurances Gestion, Informatique et Services) was set up at the beginning of 2010 to provide the group’s subsidiaries with a reliable, efficient and long-lasting technical platform.
Thanks to its expertise in all insurance processes and its membership of the Crédit Agricole Group, Caagis will provide a comprehensive service offer covering the entire insurance business value chain.


Since the creation of the international division in 2006, the emphasis has been on developing bank insurance business abroad in all our three markets: life insurance/savings/pensions ; property insurance ; and health/personal risk/loan insurance. Today, Crédit Agricole Assurances has an
international presence in 6 countries through 8 entities.

For further information about international subsididaries.


La Médicale, a subsidiary of Crédit Agricole Assurances, is a leading company in insurance for healthcare professionals. The offer concerns self-employed or salaried employees - doctors, pharmacists, dental surgeons, veterinarians and paramedical professions - a complete range of insurance offerings tailored to the needs of our customers and their loved ones, to protect them throughout their private and professional lives.

For further information about La Médicale.


Spirica, a wholly-owned subsidiary of Crédit Agricole Assurances Group since Decembler 2010, is specialised in the design and management of innovative savings products distributed by asset management professionals: platforms and groups of independent financial advisors, web-based brokers, private bankers and management companies. Its success is built on its ability to innovate by creating fully web-based solutions to its customers’ and distributors’ needs, as well as on the quality of the offerings, its responsiveness and flexibility. Its goal is to establish a new benchmark in the area of life insurance.

For further information about Spirica.


Spirica’s subsidiary, UAF Life Patrimoine is an open architecture distribution platform specialising in savings, retirement and wealth management products. It designs the products, handles their administrative management and markets them through a network of independent partners.